to take the first step in saving your home!
First step — call for help at 1-866-234-4857.
When a homeowner calls us:
Service begins immediately—You will be connected with a HUD Approved Housing Counseling Agency.
Your call will be answered Monday-Friday, 8:00 a.m. to 9:00 p.m., and Saturday, 8:00 a.m. to 5:00 p.m. If you call outside those hours, please leave your name and number. Your call will promptly be returned during business hours.
What to expect during your FREE foreclosure prevention counseling session—A typical first counseling session involves a nonjudgmental conversation about your situation, a review of your household income and spending plan, an explanation of the options available to you, and plenty of time to ask any questions you may have. Your counselor will help you develop a plan of action, which may include communicating with your lender, gathering information necessary for assistance programs, reducing discretionary expenses, accessing other community resources for help, asking your lender for additional time to reach an agreement, and/or other actions, as needed.
Reasons to Call Today:
You’re in a good state. North Carolina has made special protections and resources available to homeowners in distress—but it’s up to you to make the call.
Trained counselors want to help. You are dealing with a lot. The process can be overwhelming. Let a Certified Housing Counselor help. Counselors help homeowners avoid foreclosure every day.
The sooner the better. If you’re having payment problems or see problems ahead, don’t wait! You have a better chance of keeping your home if you call now.
The stakes are high. Your home is the most valuable asset you own. It’s worth fighting for.
As seen on WRAL.com:
Hundreds helped by state foreclosure prevention program
More than 2,000 North Carolina homeowners have avoided foreclosure through the State Home Foreclosure Prevention Project during the last 10 months, officials said Wednesday.
Read more
Statement from Mark Pearce, Deputy Commissioner, Office of NC Commissioner of Banks
“Foreclosures don’t have to happen. Even if you’ve experienced hard times, you may be able keep your home if you take advantage of resources available. The State of North Carolina has a network of free counselors and partners with proven success in assisting homeowners avoid foreclosure. Let’s work together to prevent foreclosures.”Statement from Sandra O’Connor, 2009 President, NC Association of REALTORS®
“Reviving North Carolina’s economy begins with stabilizing our housing markets. REALTORS® are uniquely qualified to assist in this challenge. REALTORS® are with homeowners through each step of the buying process and are recognized as experts at energizing the market and improving communities. We look forward to working with the other partners in the Fight NC Foreclosures campaign to aggressively address this very important issue in our state and help families in North Carolina to achieve and sustain the American dream of homeownership.”Video Webisode
1-866-234-4857
to take the first
step in saving
your home!